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Mortgage, rent, and utility assistance plus shelters and home repair services

 

Sometimes it can be difficult for families to make ends meet. Thankfully, many programs aid families and individuals in need, and several assistance programs in Cincinnati offer housing assistance. If you or a loved one are experiencing homelessness or are behind on bills, below are resources that will help.

 

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Rent, Mortgage, Property Tax, and Utility Assistance

The Hamilton County Mortgage, Property Tax & Utility Program
United Way 211 or email [email protected] for assistance completing the application and more information.
Eligibility:
Resident of Hamilton County, Household income at or below 300% FPL, An active and accessible email address
Services: Assists with paying past-due water, sewer, and energy utility bills, mortgages, and property taxes.

 

Annunciation Church Immediate Assistance
3547 Clifton Avenue, 45220 (Clifton)
513-864-1295
Eligibility: Resident of ZIP code 45220
Days/Hours: Call for an appointment
Services: Financial assistance for rent and utility payments.
Also provides: clothing and furniture

 

Bellarmine Chapel Immediate Assistance
3800 Victory Parkway, 45207 (Evanston)
513-745-3398
Eligibility: Resident of ZIP code 45207
Days/Hours: Call for an appointment
Services: Financial assistance for rent and utility payments.
Also provides: food and furniture

 

Bethel Baptist Church Immediate Assistance
2712 Alms Place, 45206 (Walnut Hills)
513-961-0804
Eligibility: Resident of Hamilton County
Days/Hours: First and third Friday of each month from 10 a.m. to 3:30 p.m.
Services: Financial assistance for rent and utility payments.
Also provides: food distribution

 

Catholic Charities of SW Ohio Immediate Assistance
100 E 8th street, 45202 (Downtown)
513-241-7745
Eligibility: Resident of Hamilton County
Days/Hours: Call for an appointment
Services: Financial assistance for rent and utility payments
Also provides: food, mental health counseling, parenting classes, employment services and case management

 

 

Related Article: Water, energy, utility, mortgage, and property tax assistance for Hamilton County residents

 

 

Christ’s Community Ministries Rent and Utility Assistance
5819 Salvia Avenue, 45224 (College Hill)
513-541-0303
Eligibility: Resident of ZIP code 45224
Days/Hours: Monday through Friday, call for an appointment
Services: Financial assistance for rent and utility payments
Also provides: educational sessions, food distribution, a youth summer day camp and a holiday basket distribution

 

Cincinnati Community Action Agency Home Relief Program
1740 Langdon Farm Road, 45237 (Golf Manor)
513-569-1840
Eligibility: Resident of Hamilton County and at or below 200 percent of the Federal Poverty Level
Days/Hours: Monday through Friday from 8 a.m. to 5 p.m.
Services: Financial assistance for rent and utility payments
Also provides: Assistance with rental arrearages dated back to March 13, 2020. Mortgage arrearages dated back to April 1, 2020, and more

 

Freestore Foodbank Rent Assistance
1141 Central Parkway, 45202 (Downtown)
513-482-4500
Eligibility: Resident of Hamilton County
Days/Hours: Monday through Friday from 8:30 a.m. to 3:30 p.m.
Services: Financial assistance for rent payments once in eighteen months
Also provides: a food bank, community meals and healthcare enrollment

 

Guardian Angels SVDP Rent, Mortgage and Utility Assistance
6531 Beechmont Avenue, 45230 (Mt. Washington)
513-624-3147
Eligibility: Resident of ZIP code 45230
Days/Hours: Monday through Friday (Appointment required)
Services: Financial assistance for rent and utility payments.
Also provides: clothing and furniture

 

Related Article: Job assistance and workforce development programs in Cincinnati

 

 

Mercy Franciscan at St. John Rental or Mortgage Assistance
1800 Logan Street, 45202 (OTR)
513-981-5800
Eligibility: At or below 200 percent of the federal poverty line and have dependent children
Days/Hours: Monday through Friday from 9 a.m. to 3:30 p.m.
Services: Financial assistance for rent or mortgage payments
Also provides: a food bank and homelessness prevention programs

 

Salvation Army Rent and Utility Assistance Program
175 Tri-County Parkway, 45246 (Springdale)
419-224-9055
Eligibility: Resident of the Cincinnati area
Days/Hours: Monday through Friday from 8 a.m. to 4:30 p.m.
Services: Financial assistance for rent and utility payments
Also provides: a food bank, clothing, furniture, medical assistance and transportation assistance

 

Society of St. Vincent de Paul Rent and Utility Assistance
1125 Bank Street, 45214 (West End)
513-421-0602
Eligibility: Resident of Hamilton County
Days/Hours: Call to arrange a home visit
Services: Financial assistance for rent and utility payments
Also provides: furniture, clothing and household items, bus passes for the newly employed, diapers and more

 

Strategies to End Homelessness Rent and Utility Assistance
2368 Victory Pkwy #600, 45206 (Walnut Hills)
513-263-2780
Eligibility: Resident of Hamilton County.
Days/Hours: Monday through Friday from 9 a.m. to 5 p.m.
Services: Financial assistance for rent and loan payments
Also provides: shelter housing, supportive housing and solutions to avoid homelessness

 

The Madisonville Education Center Rent and Utility Assistance
4600 Erie Avenue, 45227 (Madisonville)
513-271-5501
Eligibility: Resident of ZIP codes 45208, 45209, 45226 or 45227. In a household income at or below 175 percent of the Federal Poverty Level
Days/Hours: Monday, Wednesday and Friday from 9 a.m. to 5 p.m. Tuesday and Thursday from 9 a.m. to 6:30 p.m.
Services: Financial assistance for rent or mortgage, gas, electrical services and water payments
Also provides: an early literacy program, a marketplace for food distribution and referrals for obtaining important documents

 

 

Shelter for Homeless Men, Women, Children, and Families

David & Rebecca Baron Shelterhouse
411 Gest Street, 45203 (Queensgate)
513-721-0643
Eligibility: Adult Men
Days/Hours: Monday through Sunday from 7 p.m. to 6 a.m.
Services: 150 beds, meals and treatment services

 

Esther Marie Hatton Shelterhouse for Women
2499 Reading Road, 45206 (Mt. Auburn)
513-562-1980
Eligibility: Adult Women
Days/Hours: 24 hours
Services: 60 beds, meals, and health clinics

 

Mary Magdalen Homeless Services
1629 Republic Street, 45202 (OTR)
513-721-4811
Eligibility: Adults
Days/Hours: Monday through Friday from 8:30 a.m. to 12 p.m. and 1 p.m. to 4 p.m.
Services: Showers, restrooms, laundry facilities, and phones, persons can also have mail sent here. It does not offer space to sleep

 

Shelterhouse Cincinnati for the Homeless
411 Gest Street, 45203 (Queens Gate)
513-721-0643
Eligibility: Adults who pass screening requirements for Covid-19 and a drug screening
Days/Hours: 24 hours
Services: Shelter and nourishment to 210 homeless adults

 

Welcome House for the Homeless of Northern Kentucky
141 Pike Street, 41011 (Covington)
859-431-8717
Eligibility: Adult women and women with children
Days/Hours: Monday through Friday from 9 a.m. to 4:30 p.m.
Services: 30 beds for homeless women and children
Also provides: meals, hygiene supplies, and referrals to area resources

 

Temporary and Transitional Housing for Homeless Men, Women, Youth, and Families

Bethany House Services Shelter
1841 Fairmount Avenue, 45214 (Fairmount)
513-970-1515
Eligibility: Adults and families
Days/Hours: 24 hours
Services: Emergency shelter, financial assistance in securing affordable housing, and short-term rental assistance
Also provides: financial assistance for security and utility deposits, utility payments, moving costs and case management

 

Churches Active in Northside Housing (CAIN)
4230 Hamilton Avenue, 45223 (Cumminsville)
513-381-7233
Eligibility: Resident of ZIP code 45223
Days/Hours: Monday from 6 p.m. to 8 p.m. and Tuesday and Thursday from 10 a.m. to 1 p.m.
Services: Temporary housing (up to one year) for those who are transitioning from homelessness

 

James Sauls Shelter Temporary Housing for the Homeless
2403 Old Street Route 32, 45103 (Batavia)
513-732-6464
Eligibility: Adults
Days/Hours: 24 hours
Services: Clients can stay up to 45 days with meals and laundry

 

Lighthouse Youth and Family Services Housing
401 E McMillan Street, 45206 (East Walnut Hills)
513-221-3350
Eligibility: 17-21 years old who are in or aging out of child welfare. 18-24 years old who are homeless
Days/Hours: Monday through Friday from 8:30 a.m. to 5 p.m.
Services: Housing and life coaching

 

Affordable and Subsidized Housing Placement Services

Cincinnati Metropolitan Housing Authority
1627 Western Avenue, 45214 (West End)
513-721-4580
Eligibility: At or below 80 percent of area median income
Days/Hours: Monday through Friday from 9 a.m. to 4:30 p.m.
Services: Facilitates Housing Choice Voucher (Section 8) Program and manages affordable housing complexes in Hamilton County

 

OTR Community Housing Rental Services
1227 Vine Street, 45202 (OTR)
513-381-1171
Eligibility: At or below 175 percent of the federal poverty level
Days/Hours: Monday through Friday from 9 a.m. to 5 p.m.
Services: Affordable housing units in East Clifton, Pendleton and Over-the-Rhine

 

The Central Access Point (CAP)
513-381-7233
Eligibility: Adults and families
Phone Days/Hours: Monday through Friday 9 a.m. to 5 p.m., Saturday and Sunday 10 a.m. to 2 p.m.
Services: Intake Specialists will gather information about your situation. They will help place you in a shelter or provide a referral to a partner agency for help.

 

Housing Repairs and Home Furnishings for Income-Eligible Households

New Life Furniture Assistance
11431 Williamson Road, 45241 (Sharon Woods)
513-313-0530
Eligibility: Receive a referral from a Hamilton County social service
Days/Hours: Monday through Thursday from 9 a.m. to 4 p.m. and Friday from 9 a.m. to noon.
Services: Discounted and free furniture and household goods

 

People Working Cooperatively Home Repair
4612 Paddock Road, 45229 (North Avondale)
513-351-7921
Eligibility: Resident of Hamilton County living with a disability or over the age of 60
Days/Hours: Monday through Friday from 8 a.m. to 5 p.m.
Services: Critical home repairs, modifications for accessibility, and energy conservation services

 

 

The Voice of Black Cincinnati is a media company designed to educate, recognize, and create opportunities for African Americans. Want to find local news, events, job posting, scholarships, and a database of local Black-owned businesses? Visit our homepage, explore other articles, subscribe to our newsletter, like our Facebook page, join our Facebook group, and text VOBC to 513-270-3880.

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2 comments

  1. Hello Voice Of Black Cincinnati. I am on a Medical Restrictions, so, I am only working 2 days a week & less than 14 hours a week, because of my knees & Heart related issues. I am in need of some immediate financial assistance with my rent. All of the Agencies have put a haul on their funding at this time. Please keep me posted of anyone currently helping pay rent. I have contacted CAA, HCJFS, 513- RELIEF, FREE STORE, ST. VINCENT DE PAUL, OUR DAILY BREAD, SALVATION ARMY, THE CARING PLACE & THE CATHEDRAL CHURCH. These places aren’t currently assisting with rent.

    1. Thank you for visiting our website. Hopefully, one of those locations can refer you to other agencies who can assist.

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