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Mortgage, rent, and utility assistance plus shelters and home repair services Sometimes it can be difficult for families to make ends meet. Thankfully, there are many programs that aid families and individuals in need. There are several assistance programs in Cincinnati, with one of them being housing assistance. If you or a loved one are experiencing homelessness or are behind on bills, below are housing options and housing assistance resources that will help.  

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     Immediate Rent and Utility Assistance: Cincinnati Community Action Agency HEAP Utility Assistance 1740 Langdon Farm Road, 45237 (Golf Manor) 513.569.1840 Eligibility:              Resident of Hamilton County and at or below 200 percent of the Federal Poverty Level Days/Hours:             Monday through Friday from 8 a.m. to 5 p.m. Services:                Financial assistance for rent and utility payments Also provides Head Start, career pathways in IT, vocational training, and commercial driving, a mobile food pantry, tax preparation services, a project lift program and case management Directions   The Madisonville Education Center Rent and Utility Assistance 4600 Erie Avenue, 45227 (Madisonville) 513.271.5501 Eligibility:             Resident of ZIP codes 45208, 45209, 45226 or 45227 and have a household income at or below 175 percent of the Federal Poverty Level Days/Hours:          Monday, Wednesday and Friday from 9 a.m. to 5 p.m. Tuesday and Thursday from 9 a.m. to 6:30 p.m. Services:                  Financial assistance for rent or mortgage, gas, electrical services and water payments Also provides a food drive, an early literacy program, a marketplace for food distribution and referrals for obtaining other important documents Directions   Salvation Army Rent and Utility Assistance Program 175 Tri-County Parkway, 45246 (Springdale) 419.224.9055 Eligibility:              Resident of Cincinnati area Days/Hours:          Monday through Friday from 8 a.m. to 4:30 p.m. Services:                 Financial assistance for rent and utility payments Also provides a food bank, clothing, furniture, medical assistance and transportation assistance Directions   Mercy Franciscan at St. John Rental or Mortgage Assistance 1800 Logan Street, 45202 (OTR) 513.981.5800 Eligibility:               At or below 200 percent of the federal poverty line and have dependent children Days/Hours:         Monday through Friday from 9 a.m. to 3:30 p.m. Services:               Financial assistance for rent or mortgage payments Also provides a food bank and homelessness prevention programs Directions   Freestore Foodbank Rent Assistance 1141 Central Parkway, 45202 (Downtown) 513.482.4500 Eligibility:               Resident of Hamilton County Days/Hours:         Monday through Friday from 8:30 a.m. to 3:30 p.m. Services:               Financial assistance for rent payments once in an eighteen-month period Also provides a food bank, community meals and healthcare enrollment Directions   Santa Maria Rent Assistance 3301 Warsaw Avenue, 45205 (Price Hill) 513.557.2700 Eligibility:             Resident of Hamilton County Days/Hours:          Monday through Thursday from 7:30 a.m. to 4 p.m. Friday from 7:30 a.m. to 3:30 p.m. Services:                Financial assistance for rent payments once in an eighteen-month period Also provides employment assistance, community building, early childhood readiness programs, education advancement and youth development Directions   Christ’s Community Ministries Rent and Utility Assistance 5819 Salvia Avenue, 45224 (College Hill) 513.541.0303 Eligibility:              Resident of ZIP code 45224 Days/Hours:          Monday through Friday, call for an appointment Services:                      Financial assistance for rent and utility payments Also provides educational sessions, food distribution, a youth summer day camp and a holiday basket distribution Directions   Strategies to End Homelessness Rent and Utility Assistance 2368 Victory Pkwy #600, 45206 (Walnut Hills) 513.263.2780 Eligibility:              Resident of Hamilton County. Days/Hours:          Monday through Friday from 9 a.m. to 5 p.m. Services:                 Financial assistance for rent and loans payments Also provides shelter housing, supportive housing and solutions to avoid homelessness Directions   Guardian Angels SVDP Rent, Mortgage and Utility Assistance 6531 Beechmont Avenue, 45230 (Mt. Washington) 513.624.3147 Eligibility:              Resident of ZIP code 45230 Days/Hours:          Monday through Friday (Appointment required) Services:                  Financial assistance for rent and utility payments. Also provides clothing and furniture Directions   Society of St. Vincent de Paul Rent and Utility Assistance 1125 Bank Street, 45214 (West End) 513-421-0602 Eligibility:              Resident of Hamilton County Days/Hours:           Call to arrange a home visit Services:                 Financial assistance for rent and utility payments Also provides furniture, clothing and household items, bus passes for the newly employed, diapers and feminine hygiene products and a pharmacy Directions   All Saints Catholic Church Immediate Assistance 8939 Montgomery Road, 45236 (Montgomery) 253.848.2000 Eligibility:              Resident of Hamilton County Days/Hours:           Call for an appointment Services:                  Financial assistance for rent and utility payments Also provides food, clothing, furniture and assistance obtaining important personal documents Directions   Annunciation Church Immediate Assistance 3547 Clifton Avenue, 45220 (Clifton) 513.864.1295 Eligibility:              Resident of ZIP code 45220 Days/Hours:           Call for an appointment Services:                 Financial assistance for rent and utility payments. Also provides clothing and furniture Directions   Bellarmine Chapel Immediate Assistance 3800 Victory Parkway, 45207 (Evanston) 513.745.3398 Eligibility:              Resident of ZIP code 45207 Days/Hours:           Call for an appointment Services:                 Financial assistance for rent and utility payments. Also provides food and furniture Directions   Bethel Baptist Church Immediate Assistance 2712 Alms Place, 45206 (Walnut Hills) 513.961.0804 Eligibility:              Resident of Hamilton County Days/Hours:         First and third Friday of each month from 10 a.m. to 3:30 p.m. Services:               Financial assistance for rent and utility payments. Also provides food distribution Directions Catholic Charities of SW Ohio Immediate Assistance 100 E 8th street, 45202 (Downtown) 513.241.7745 Eligibility:              Resident of Hamilton County Days/Hours:           Call for an appointment Services:                 Financial assistance for rent and utility payments Also provides food, mental health counseling, parenting classes, employment services and case management Directions     Shelter for Homeless Men, Women, Children and Families Welcome House for the Homeless of Northern Kentucky 141 Pike Street, 41011 (Covington) 859-431-8717 Eligibility:              Adult women and women with children Days/Hours:         Monday through Friday from 9 a.m. to 4:30 p.m. Services:                  30 beds for homeless women and children Also provides meals, hygiene supplies and referrals to area resources Directions   Shelterhouse Cincinnati for the Homeless 411 Gest Street, 45203 (Queens Gate) 513.721.0643 Eligibility:             Adults who pass screening requirements for Covid-19 and a drug screening Days/Hours:          24 hours Services:                Shelter and nourishment to 210 homeless adults Directions   David & Rebecca Baron Shelterhouse 411 Gest Street, 45203 (Queensgate) 513-721-0643 Eligibility:             Adult Men Days/Hours:          Monday through Sunday from 7 p.m. to 6 a.m. Services:                   150 beds, meals and treatment services Directions   Esther Marie Hatton Shelterhouse for Women 2499 Reading Road, 45206 (Mt. Auburn) 513-562-1980 Eligibility:               Adult Women Days/Hours:         24 hours Services:               60 beds, meals and health clinics Directions   Mary Magdalen Homeless Services 1629 Republic Street, 45202 (OTR) 513-721-4811 Eligibility:              Adults Days/Hours:           Monday through Friday from 8:30 a.m. to 12 p.m. and 1 p.m. to 4 p.m. Services:                     Showers, restrooms, laundry facilities and phones, persons can also have mail sent here. It does not offer space to sleep Directions     Temporary and Transitional Housing for Homeless Men, Women, Youth and Families Lighthouse Youth and Family Services Housing 401 E McMillan Street, 45206 (East Walnut Hills) 513.221.3350 Eligibility:              17-21 years old who are in or aging out of the child welfare and 18-24 years old who are homeless Days/Hours:           Monday through Friday from 8:30 a.m. to 5 p.m. Services:                 Housing and life coaching Directions   James Sauls Shelter Temporary Housing for the Homeless 2403 Old Street Route 32, 45103 (Batavia) 513-732-6464 Eligibility:              Adults Days/Hours:           24 hours Services:                 Clients can stay up to 45 days with meals and laundry Directions   Bethany House Services Shelter 1841 Fairmount Avenue, 45214 (Fairmount) 513.970.1515 Eligibility:               Adults and families Days/Hours:           24 hours Services:              Emergency shelter, financial assistance in securing affordable housing, and short-term rental assistance Also provides financial assistance for security and utility deposits, utility payments, moving cost and case management Directions   Churches Active in Northside Housing (CAIN) 4230 Hamilton Avenue, 45223 (Cumminsville) 513-381-7233 Eligibility:              Resident of ZIP code 45223 Days/Hours:          Monday from 6 p.m. to 8 p.m. and Tuesday and Thursday from 10 a.m. to 1 p.m. Services:                  Temporary housing (up to one year) for those who are transitioning from homelessness Directions     Affordable and Subsidized Housing Placement Services Cincinnati Metropolitan Housing Authority 1627 Western Avenue, 45214 (West End) 513-721-4580 Eligibility:              At or below 80 percent of area median income Days/Hours:           Monday through Friday from 9 a.m. to 4:30 p.m. Services:                     Facilitates Housing Choice Voucher (Section 8) Program and manages affordable housing complexes in Hamilton County Directions   OTR Community Housing Rental Services 1227 Vine Street, 45202 (OTR) 513.381.1171 Eligibility:              At or below 175 percent of the federal poverty level Days/Hours:           Monday through Friday from 9 a.m. to 5 p.m. Services:                 Affordable housing units in East Clifton, Pendleton and Over-the-Rhine Directions     Housing Repairs and Home Furnishings for Income-Eligible Households New Life Furniture Assistance 11431 Williamson Road, 45241 (Sharon Woods) 513-313-0530 Eligibility:              Receive a referral from a Hamilton County social service Days/Hours:           Monday through Thursday from 9 a.m. to 4 p.m. and Friday from 9 a.m. to 12 p.m. Services:                  Discounted and free furniture and household goods Directions   People Working Cooperatively Home Repair 4612 Paddock Road, 45229 (North Avondale) 513-351-7921 Eligibility:              Resident of Hamilton County living with a disability or over the age of 60 Days/Hours:          Monday through Friday from 8 a.m. to 5 p.m. Services:                Critical home repairs, modifications for accessibility and energy conservation         services Directions

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Written by Crystal Kendrick

President of The Voice of Your Customer and founder of The Voice of Black Cincinnati.