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Rent, mortgage, and bill assistance resources for Black Cincinnati from the Community Action Agency


The Cincinnati-Hamilton County Community Action Agency assists families and individuals with a household income at or below 200% of the Federal Poverty Guidelines who have fallen behind on the bills at their primary residence.


Direct payments are made to landlords, banks, and water/sewer companies on behalf of the applicants, and a household can receive assistance in more than one category. Past due amounts from April 1, 2020, might be paid.


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  • A resident of Hamilton County
  • Have been adversely impacted by the Covid-19 pandemic (loss of income, illness, food insecurity, any other hardship)
  • Are past due rent, mortgage, or water/sewer bills at their primary residence
  • At or below 200% of the FPL for the past 30 days

1/person               $25,520 annually or $2126 monthly

2/members          $34,480 annually or $2873 monthly

3/members          $43,400 annually or $3616 monthly

4/members          $52,400 annually or $4366 monthly

5/members          $61,360 annually or $5113 monthly

6/members          $70,320 annually or $5860 monthly

7/members          $79,280 annually or $6606 monthly

8/members          $88,240 annually or $7353 monthly


Related Article: Rent and utility assistance plus shelters and housing placement services


Application Process 

  • Names of all household members
  • Date of Birth
  • Social Security Number
  • Current or previous address
  • Copies of social security cards or verification for each household member
  • Proof of income for all household members 18 years or older for the past 30 days (pay stubs, unemployment payments, bank statements). Persons with no income in the past 30 days can self-attest.
  • Any supporting documentation to demonstrate a need
  • Statement of hardship due to the COVID-19 pandemic


Once your application is submitted, a Cincinnati-Hamilton County Community Action Agency representative will call you for additional information. Please gather these documents to expedite the application process.


Apply Online


For rental or mortgage assistance, applicants must provide the following documents

  • Eviction or past due rent notice. The notice should include the total amount due (including fees)
  • If moving to a new location, the justification for the move (i.e., currently homeless, living with another family and not having sufficient space, etc.)
  • Landlord verification/proof of ownership and agreement to receive funds
  • Lease Agreement
  • Notice of late mortgage payment (including taxes and insurance)


For utility assistance, applicants must provide the following documents

  • Statement showing past due water and sewer bill
  • Copy of any other utility bill demonstrating the account has been shut off, is in disconnect status, or is past due



Related Article: Water, energy, utility, mortgage, and property tax assistance for Hamilton County residents



Referrals Agencies

The Community Action Agency provides agencies working with clients in need and meeting the program criteria should email [email protected] to receive a voucher to process applications.


About the Ohio Home Relief Program

The State of Ohio has designated a portion of the CARES funding to help low-income Ohioans who have fallen behind on their rent, mortgage, and water bills through the Ohio Home Relief Grant.


Cincinnati-Hamilton County Community Action Agency is administering the grant in Hamilton County. Families and individuals in Hamilton County, Ohio, who have outstanding rent, mortgage, water, and sewer bills from April 1, 2020, might be eligible for assistance.


For more information, call 513-569-1840, ext. 4.



Related Article: Looking for food assistance? These Food Pantries in Cincinnati may help.



Written by: Crystal Kendrick


The Voice of Black Cincinnati is a media company designed to educate, recognize, and create opportunities for African Americans. Want to find local news, events, job posting, scholarships, and a database of local Black-owned businesses? Visit our homepage, explore other articles, subscribe to our newsletter, like our Facebook page, join our Facebook group, and text VOBC to 513-270-3880.


Rent, mortgage, and bill assistance Photo: Adobe/@pornpimon

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Written by Crystal Kendrick

Publisher, The Voice of Black Cincinnati